Services

Education loan assistance

Easy availablity of Educations loans has made Abroad Education dreams possible for middle class students in India.

KC Overseas education has special Tie-ups with Nationalised Banks, Private Banks and Non- Banking Financial institutions of repute. The Interest rate for Overseas education loans can vary between 9 - 14% depending on the kind of the financial institution. The Loan amount can cover Tuition fee, living costs, cost of books and flight tickets.

Our Education loan Counselor will assist our students with the entire Loan procedure commencing from guiding with eligbility criteria, selection of bank, making online application,assisting in the required documentation and submission of the loan file to the respective bank.

Education Loan to fund overseas education offers a lot of Benefits as mentioned below :
  • Quick Loan sanction
  • Tax Benefits under section 80E of the Income TaxAct of India
  • upto 100% Finance
  • Loans at lowest Rate of interest
  • Hassle Free anfd transparent process
  • Assistance for ‘Proof of Fiunds” to the universities”
  • Pre- Visa Disbursement loan
Student’s Documents Checklist for applying for Education Loan :
  • Duly filled in Education Loan Application Form
  • Offer Letter /Admission Acceptance Letter from University/College
  • Brochure of the university or copy of online course details
  • Details of University World Ranking
  • Statement of cost of study / Schedule of expenses for the entire duration of the course
  • Receipt of Tuition fees paid to the University (If any)
  • Academic Documents
    • 10th & 12th Marksheets with Diploma Certificate (If any)
    • Marksheets of Graduation along with Provisional / Degree Certificate
    • Standardized Test Scores as applicable (GRE/GMAT/IELTS/TOEFLas applicable)
    • Work Experience Certificate (If any)
  • Photocopy of the first and the last page of the Passport
  • Photocopy of PAN Card and Aadhar Card of the Student
  • Photocopy of Student Visa & Air Ticket (At the time of Disbursement)
Documents of Co-Applicant / Sponsor
  • In case of Salaried Persons
    • Income Tax Returns and Form No. 16 of last 2 years
    • Salary slips of last 3 months
    • Appointment / Promotion Letter along with copy of Employee Identity Card
    • Bank Account Statement of last 6 months (Salary / Personal Account)
  • In case of Business Person
    • Income Tax Returns, Balance Sheet, Profit & Loss Account, Computation of Income of last 2 years
    • Bank Account Statement of last 6 months (Personal and Business Account)
    • Business Proof – Registration Certificate / GST Registration Certificate
  • In case of Agricultural Income
    • Income Certificate for the last 2 years issued by Tahsildar / Mandal Revenue Officer / A Revenue Department Officer having State Level Gazetted rank
  • Photocopy of PAN Card and Aadhar Card of the co-applicant
  • Documents related to Collateral Security.